A quick solution to all your medicare related doubts

A quick solution to all your Medicare related doubts

Question: How does Original Medicare works?

Answer: The federal government manages original Medicare coverage. In general, each service has a cost. The following are the general guidelines for how it works.

Question: Can I seek medical attention from any doctor, another healthcare provider, or hospital?

Answer: Yes, for most cases. You could go to any doctor, healthcare professional, hospital, or clinic that accepts new Medicare patients and can enrol in Medicare.

Question: Prescriptions are covered by Original Medicare?

Answer: Most prescriptions are not covered by Original Medicare, with a few exclusions. You can supplement your drug coverage by enrolling in a Medicare Drug Plan (Part D).

Question: Is it necessary for me to select a primary care physician?

Answer: No, you do not need to select a primary care physician under Original Medicare.

Question: Is a referral required to see a specialist?

Answer: No, in most cases.

Question: Should I get an additional policy?

Answer: You may have employer or union coverage that covers costs not covered by Original Medicare. Or else, you should consider purchasing a Medicare Supplement Insurance (Medigap) policy.

Question: Is there anything else I should know about Original Medicare?

Answer: 

• In most cases, you pay a set amount for your health care.

• For Part B, you typically pay a monthly premium.

In most cases, you do not need to file Medicare claims. The law requires suppliers and distributors to submit a claim for covered supplies. Doctors, hospitals, skilled nursing, and home health are examples of providers.

 


By Allen Sharen | Jun 14 2022

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